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BankIn Minnesota Privacy Policy

Privacy Policy

Effective Date: 7/2/2026

This privacy policy is intended to help you understand the personal information that BankIn Minnesota collects, why we collect it, and how we disclose it.

This Privacy Policy applies to our website at http://www.Minnesota.Bank/ (the "Site") and any products, services, communications, or apps that BankIn Minnesota controls (collectively with the "Site," the "Services"). By accessing or using our Site or our Services, you acknowledge that you have read, understood and accept this Privacy Policy.

In this Privacy Policy, any use of the words "we," "us," "our" or similar expressions refer to BankIn Minnesota.

References to "you," "yours," or similar expressions refers to visitors or users of this Site and Services, which may include (1) Site visitors or people who use our Site without creating an account, (2) members or people who create an account in their profession within community banking, including community bank organizations and companies that serve community banks, and (3) business users or people who use our Services on behalf of their organization.

1. Personal Information that BankIn Minnesota Collects and Receives

We collect and process certain types of personal information. This may include examples such as the following, without limitation:

    • Personal information about you that you or someone else provides to us by contacting us, creating a user account, registering for or attending our events and conferences, or otherwise completing Site forms, with personal information such as your name, company, age, job title, work email, work address, work phone number and other generalized background information;
    • Personal information associated with your user account or membership, such as your username and password, employer, social media information, and profile photo;
    • Transaction information when you purchase a membership or other Services from us, such as your credit card information or other bank information for billing and credit card validation purposes;
    • Physical characteristics or descriptions of you, such as if we receive photographs, video, or audio of you; and
    • Information that we passively collect by your usage of our Site or Services, such as your IP address, browser, device type, domain name, access times, referring websites, and general browsing data.

If you are sharing someone else's personal information with us, you must be legally authorized to share such information on their behalf.

Please note that personal information does not include aggregate information or information from which individual identities have been removed.

2. Our Use of Your Personal Information

We use personal information for the following purposes:

      • operating and improving the Site, Services, and business of BankIn Minnesota,
      • fostering a positive user experience,
      • to allow you to log into and access your account,
      • to provide customer service and other support services,
      • delivering the Services that we offer,
      • sending you e-mail or other communications regarding transactions, event registration, and updates,
      • sending and delivering marketing, advertising, and other information from us and our partners,
      • for testing, research, analysis, and product development, including to develop and improve our content, Site, and Services,
      • to better understand and deliver a personalized user experience,
      • to process any financial transactions you make relating to our Site or Services,
      • to detect, protect against, and investigate fraud,
      • to respond to law enforcement requests and as required by applicable law, court order, or government regulation,
      • to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets,
      • to assert, protect, or defend our rights, safety, or property or those of others,
      • for internal system administration, to help secure our systems and diagnose problems with our server, and to administer our Site, and
      • for any purposes that your otherwise consent to.

3. Disclosure of Personal Information to Others

We disclose your personal information as follows:

      • We disclose personal information to service provider companies and individuals we employ to perform functions on our behalf, including hosting our web servers, analyzing data, providing marketing assistance, and providing customer service. These companies and individuals may have access to your personal information as necessary to perform their functions.
      • We disclose personal information to our business partners and sponsors or allow them to collect your personal information to offer you certain products, services, or promotions or to evaluate or improve our or their products, services, or advertising.
      • We may disclose personal information to other companies for the purpose of evaluating or conducting a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets.
      • We may share personal information with third parties to (1) meet any applicable law, regulation, legal process, or governmental or law enforcement request; (2) enforce applicable Terms of Service, including investigation of potential violations (3) detect, prevent, or otherwise address fraud, security or technical issues (4) protect against harm to the rights, property or safety of BankIn Minnesota, our users or the public.

4. Use of Cookies

A cookie is a small file that is placed onto your device that stores information when you visit a website. We may use cookies and similar technologies (e.g., web beacons, pixels, and device identifiers) to recognize you and/or your device(s) on, off and across the Site to enable certain website features and functionalities. Some of the information will be aggregated or statistical, and will not identify you individually. You can control certain cookies through your browser settings and other tools. The cookies that we place on your device may include:

    • Essential cookies: these cookies are essential for you to be able to navigate our Site and use its features. Without these cookies, the Site may not function as intended.
    • Performance cookies: these cookies collect information about how you use our Site and do not collect personally identifiable information about you. All information collected by these cookies is aggregated and anonymous, and is only used to improve how our Site works.
    • Functionality cookies: these cookies allow our Site to remember the choices you make, such as keeping you logged in while you use the Site and remembering your preferences. The information collected by these cookies is anonymous and does not track your browsing activity on other websites.
    • Marketing cookies: these cookies are used to deliver advertisements that are more relevant to you and your interests and measure the effectiveness of those advertisements. This is sometimes referred to as online behavioral advertising. These cookies remember that you have visited a website, and this information is shared with other organizations, such as advertisers. Those third-party cookies would be subject to the third party service's policies.

5. Marketing Email Communications

If you sign up to receive email newsletters or commercial emails from us but subsequently change your mind, you may opt-out by selecting an appropriate link in those e-mail communications as indicated for the opt out.

6. Security of Personal Information

We have implemented commercially reasonable technical and organizational measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration or disclosure. However, we cannot guarantee the security of your personal information or that unauthorized third parties will never be able to defeat those measures or use your personal information for improper purposes.

The protection of your personal information also depends on you. Where you have chosen, or where we have given you a username and password for access to our Site or Services, you are responsible for keeping that information confidential. No method of transmission over the internet or electronic storage is completely secure, so BankIn Minnesota cannot guarantee its absolute security.

7. Children

The BankIn Minnesota Site is not intended for anyone under 13 years of age, and children under 13 are not permitted to register for or use our Site. We do not knowingly collect or solicit personal information from children under 13. If we become aware that a child under the age of 13 has provided us with personal information, we will delete it.

8. Changes to Privacy Policy

We may update or change this Privacy Policy from time to time. By using our Site or Services after a change to the Privacy Policy, you are accepting the revised Privacy Policy.

9. Contact Information

https://www.Minnesota.Bank/ operates under the control of BankIn Minnesota, a Minnesota Company with its principal place of business at 7900 International Drive, Suite 685, Bloomington, MN 55425.

If you have questions or comments about our Privacy Policy or our privacy practices, please contact us at info@minnesota.bank. 

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Terms of Use

Effective Date: 7/14/2026

These Terms of Use ("Terms") are entered into by and between you and BankIn Minnesota ("BankIn Minnesota," "Company," "we," "us," or "our") and state the terms under which you may access and use the Company's website www.minnesota.bank (the "Website").

Please read these Terms carefully. If you do not accept the Terms stated here, do not use the Website and its services. By accessing or using the Website, you agree to be bound by these Terms, and our Privacy Policy, found at www.minnesota.bank/legal, incorporated herein by reference.

  1. Eligibility
    You must be 18 years of age or older (or the age of majority that is defined in your jurisdiction, whichever is older) to visit or use the Website. By using the Website, you represent and warrant to the Company that you have reached the age of majority in your jurisdiction, and that you have the right, authority and capacity to agree to and abide by these Terms.
  2. Company Ownership Rights
    BankIn Minnesota and its licensors own all right, title and interest, including without limitation all worldwide intellectual property rights in the Company's products and services, and Website, and all such rights to all derivative works or enhancements of, in and to, or relating to, the Company's products, services, or Website. By accessing or using the Company's products, services, or Website, you will not acquire any intellectual property or similar rights in the Company's products, services, or Website, other than a limited right to use the products, services, or Website for your personal non-commercial benefit.

    All information sent to us shall be deemed to be non-confidential. Company shall be free to use any information sent to us (such as ideas, proposals, feedback, suggestions, comments, etc.) for any purpose whatsoever, including, but not limited to, developing services and/or products, marketing, etc. In such cases, Company shall not be liable to pay compensation, etc. to the sender of such information. Please do not send us information if you expect to be paid or want to continue to own or claim rights in that information. By submitting information to us, you grant Company and its designees a worldwide, perpetual, irrevocable, non-exclusive, fully-paid up, and royalty free license to use, sell, reproduce, prepare derivative works, combine with other works, alter, translate, distribute copies, display, perform, publish, license, or sub-license that information, and Company shall be entitled to the unrestricted use and dissemination of such information for any purpose, commercial or otherwise, without acknowledgment or compensation to you. By submitting information, you hereby release Company and its agents and employees from any claims that such use violates any of your rights.
  3. Acceptable Use and Account Security
    These standards apply to any and all uses of the Website. BankIn Minnesota authorizes you to view and access a single copy of the content available on or from the Website solely for your personal use. The contents of the Website, such as text, graphics, images, logos, button icons, software and other content (collectively, "Website Content") are protected under both United States and foreign copyright, trademark and other laws. All Website Content is the property of BankIn Minnesota or its content suppliers or licensors.

    Without limiting the foregoing, you may not access or use the Website or Website Content:
    - In violation of any applicable law or regulation.
    - In a manner that infringes upon the copyright, trademark, trade secret or other intellectual property rights of us or others.
    - To violate the privacy, publicity or other personal rights of others.
    - To transmit, post, or distribute content that is defamatory, obscene, threatening, abusive, violent, hateful, deceptive, or otherwise objectionable.
    - To promote sexually explicit material, illegal activity, violence, or discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age.
    - To misrepresent your identity or impersonate another individual or organization.
    - In a manner that could damage, disable, overburden, or impair the Website or interfere with any other party's use and enjoyment of the Website or Website Content.

    You may not obtain, use or access, or attempt to obtain, use, or access any materials or information through any means not intentionally made publicly available or provided for through the Website. Copying, republishing, or embedding our Website Content on an external digital platform without the express written permission of the Company is prohibited. We have the right to disable any user account, at any time, in our sole discretion for any reason, including without limitation if we believe you have violated any provision of these Terms.

    To access the Website or some of the content or services it offers, you may be asked to provide certain registration details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide relating to the Website is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

    If you choose, or are provided with, a username, password, or any other piece of information as part of our security procedures, you must treat such information as confidential, and you must not disclose it to any person or entity. You also acknowledge that your account is personal to you and agree not to provide any other person with access to the Website or portions of it using your username, password, or other security information. You agree to notify us immediately of any unauthorized access to or use of your username or password or any other breach of security. You also agree to ensure that you exit from your account at the end of each session. You should use particular caution when accessing your account from a public or shared computer so that others are not able to view or record your password or other personal information.

  4. Copyright
    If you believe that your work has been copied in a way that constitutes copyright infringement, please provide the following information:

    - Your address, telephone number, and e-mail address;
    - A description of the copyrighted work that you claim has been infringed;
    - A description of where the alleged infringing material is located;
    - A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
    - An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest; and
    - A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.

    Notice may be sent to info@minnesota.bank.
  5. Website Content
    BankIn Minnesota may take any action with respect to content that we deem necessary or appropriate in our sole discretion. While the Company reserves the right in our sole discretion to remove or revise content or other material from the Website from time to time, the Company does not assume any obligation to do so and disclaims any liability for not taking any such action.

    We may update the content on this Website from time to time, but its content is not necessarily complete or up-to-date. Any of the material on the Website may be out of date at any given time, and we are under no obligation to update such material. The Company cannot guarantee and does not promise any specific results from use of the Website. No information obtained by you from the Website shall create any warranty not expressly stated herein.

    The information presented on or through the Website is made available solely for general information purposes. We do not warrant the accuracy, completeness, appropriateness, or usefulness of this information. Any use of or reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any use of or reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.
  6. DISCLAIMER OF WARRANTIES
    THE WEBSITE, INCLUDING, WITHOUT LIMITATION, ALL SERVICES, CONTENT, FUNCTIONS AND MATERIALS PROVIDED AS PART OF THE WEBSITE, ARE PROVIDED "AS IS," "AS AVAILABLE," WITHOUT WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED BY STATUTE, COMMON LAW OR OTHERWISE, FOR INFORMATION, DATA, DATA PROCESSING SERVICES, UPTIME OR UNINTERRUPTED ACCESS, SECURITY, OR SAFETY, ANY WARRANTIES CONCERNING THE AVAILABILITY, ACCURACY, USEFULNESS, OR CONTENT OF INFORMATION, ANY WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, AND ANY IMPLIED WARRANTY ARISING FROM COURSE OF DEALING OR USAGE OF TRADE, AND WE HEREBY DISCLAIM ANY AND ALL SUCH WARRANTIES, EXPRESS AND IMPLIED. WE DO NOT WARRANT, REPRESENT OR COVENANT THAT THE WEBSITE OR THE SERVICES, CONTENT, FUNCTIONS OR MATERIALS CONTAINED THEREIN WILL BE TIMELY, SECURE, UNINTERRUPTED OR ERROR FREE, OR THAT DEFECTS WILL BE CORRECTED. WE MAKE NO WARRANTY THAT THE WEBSITE WILL MEET USERS' REQUIREMENTS. NO ADVICE, RESULTS OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM US OR THROUGH THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY MADE HEREIN. BANKIN MINNESOTA ALSO ASSUMES NO RESPONSIBILITY AND SHALL NOT BE LIABLE FOR ANY DAMAGES TO, OR VIRUSES THAT MAY INFECT, YOUR COMPUTER EQUIPMENT, NETWORKS, DEVICES, SYSTEMS, SERVERS, OR OTHER PROPERTY ON ACCOUNT OF YOUR ACCESS TO, USE OF, OR BROWSING IN THE WEBSITE OR YOUR DOWNLOADING OF ANY MATERIALS, DATA, TEXT, FILES, IMAGES, VIDEO, AUDIO OR SOFTWARE FROM THE WEBSITE. IF YOU ARE DISSATISFIED WITH THE WEBSITE, YOUR SOLE REMEDY IS TO DISCONTINUE USING THE WEBSITE.
  7. LIMITATION OF LIABILITY AND WAIVER OF CLASS CLAIMS
    IN NO EVENT SHALL BANKIN MINNESOTA, ITS AFFILIATES, OR ANY OF THEIR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, REPRESENTATIVES, OR CONTENT OR SERVICE PROVIDERS (COLLECTIVELY, THE "PROTECTED ENTITIES") BE LIABLE, WHETHER IN AN ACTION BASED ON A CONTRACT INDEMNIFICATION, OBLIGATION, TORT (INCLUDING WITHOUT LIMITATION NEGLIGENCE), COLLATERALLY OR ARISING FROM ANY STATUTORY DUTY, PRE-CONTRACT OR OTHER REPRESENTATIONS, OR OTHERWISE, HOWEVER ARISING, FOR ANY ECONOMIC LOSSES (INCLUDING, WITHOUT LIMITATION, LOSS OF REVENUES, PROFITS, CONTRACTS, BUSINESS, GOODWILL OR ANTICIPATED SAVINGS) OR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING FROM, OR DIRECTLY OR INDIRECTLY RELATED TO, THE ACCESS TO, USE OF, OR THE INABILITY TO USE, THE WEBSITE OR THE CONTENT, MATERIALS AND FUNCTIONS RELATED THERETO, YOUR PROVISION OF INFORMATION VIA THE WEBSITE, LOST BUSINESS OR LOST SALES, EVEN IF SUCH PROTECTED ENTITY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

    YOU FURTHER UNDERSTAND AND AGREE THAT YOUR ACCESS TO AND USE OF THE WEBSITE IS PREDICATED UPON YOUR WAIVER OF ANY RIGHT TO PARTICIPATE IN A CLASS OR COLLECTIVE ACTION SUIT OR PROCEEDING FOR ANY LOSSES, DAMAGES, OR OTHER RELIEF RESULTING FROM OR RELATING TO YOUR ACCESS TO OR USE OF THE WEBSITE.

    THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.
  8. External Content and Sites
    The Website may contain links to external websites and content not owned by the Company. The Website may also contain links to external social media sites and social media content. These links are provided solely as a convenience to you and not as an endorsement by us of the contents on such external websites. We are not responsible for the content of linked external websites and do not make any representations regarding the content or accuracy of materials thereof. If you decide to access linked external websites, you do so at your own risk.
  9. Indemnity
    You agree to defend, indemnify, and hold harmless BankIn Minnesota, its affiliates, and their respective officers, directors, employees, representatives, and agents, from and against any claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from or relating to your violation of these Terms, including, but not limited to any content or other material you provide to the Website, or your use of any information obtained from the Website.
  10. Governing Law and Jurisdiction
    All matters relating to the Website, these Terms, and any dispute or claim arising between you and the Company, shall be governed by the laws of the State of Minnesota, without regard to its conflict of law provisions. You agree that any cause of action that may arise under the Terms shall be commenced and be heard in state or federal court in the State of Minnesota, Hennepin County. You agree to submit to the personal and exclusive jurisdiction of the courts located within Hennepin County in the State of Minnesota.
  11. General Provisions
    Our failure to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. Any waiver of any provision of these Terms by BankIn Minnesota must be made in writing and signed by an authorized representative of the Company specifically referencing these Terms and the provision to be waived.

    Headings used in these Terms are for convenience only and are not to be relied upon.

    We may revise and update these Terms from time to time in our sole discretion without notice. All changes are effective immediately when we post them. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

  12. Contact Information
    https://www.Minnesota.Bank/ operates under the control of BankIn Minnesota, a Minnesota Company with its principal place of business at 7900 International Drive, Suite 685, Bloomington, MN 55425.

    If you have questions or comments about our Terms, please contact us at info@minnesota.bank.

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