Karen Ramola, CCBMS

I often joke that I inherited the banking gene, but it’s true. As a fourth-generation banker, I grew up surrounded by conversations about interest rates, financial responsibility, regulations, and the important role community banks play in helping people achieve their goals. Those early experiences sparked a passion for community banking that continues to drive me today.

As Vice President of Retail Banking, I oversee all retail banking operations and lead the bank’s marketing efforts. I am passionate about creating exceptional customer experiences, developing strong community relationships, and ensuring our products and services meet the evolving needs of our customers. Whether I am helping a customer reach an important financial milestone, supporting a local business, or promoting the value of community banking, my focus is always on delivering outstanding service and meaningful results.

What I love most about community banking is the opportunity to make a positive impact. Local banks have the unique ability to know their customers personally, support local businesses, and strengthen the communities they serve. I value the relationships I have built with residents and business owners throughout our communities and take pride in helping them succeed.

I earned a Bachelor of Arts in Entrepreneurship from the University of St. Thomas and further advanced my banking education through the Graduate School of Banking at Colorado. These experiences, combined with my lifelong connection to banking, have shaped my leadership philosophy and reinforced my commitment to serving customers, supporting employees, and contributing to the growth of our communities.