Northern State Bank of Virginia



Location:
Virginia MN

Job Title:
Loan Officer

Overview:
The Loan Officer is responsible for managing commercial and consumer lending relationships with new and existing customers of the bank.

Responsibilities:
Responsible for evaluating creditworthiness through processing loan applications and underwriting • Work with clients to build relationships and determine suitable banking product options • Obtain and assess financial information and credit histories necessary for loan decisions • Work closely with lending team in performing due diligence on the lending process, from application to closing • Monitor and grow the bank’s loan portfolio • Structure loans within the bank’s lending policy and procedures • Prepare financing proposals/term sheets and commitment letters as applicable • Review loan documentation and work closely with loan administration to ensure complete and accurate documents for closings as well as preparing, maintaining, and updating loan files • Serve as an active member of Loan Committee • Prepare monthly reports as requested by management • Excel in building strong relationships within the community • Actively participate in community activities and civic organizations to promote the Bank • Perform other duties as assigned by management • Ensure compliance with banking regulations and bank policies and procedures

Requirements:
Bachelor’s degree in business, finance, or professional experience in related field • Prior lending experience with credit analysis background preferred • In depth knowledge of underwriting and loan documentation • Excellent customer service skills • Excellent interpersonal skills • Knowledge and understanding of lending regulations • High degree of integrity and drive for excellence • Proficiency with Microsoft Office products and lending software

Deadline:
07/31/2022

How to Apply:
Email or send resume to hr@nsbov.com • Northern State Bank of Virginia • Attn: Briana Sterle • 600 Chestnut Street Virginia MN 55792 • Northern State Bank of Virginia is an Equal Opportunity Employer of women, minorities, protected veterans, and individuals with disabilities. MEMBER FDIC, EQUAL HOUSING LENDER, NMLS 440572.