Northern State Bank of Virginia

Virginia MN

Job Title:
Commercial Loan Officer

The Commercial Loan Officer is responsible for managing commercial and consumer lending relationships with new and existing customers of the bank.

Responsible for evaluating creditworthiness through processing loan applications and underwriting • Work with clients to build relationships and determine suitable banking product options • Obtain and assess financial information and credit histories necessary for loan decisions • Work closely with lending team in performing due diligence on the lending process, from application to closing • Monitor and grow the bank’s loan portfolio • Structure loans within the bank’s lending policy and procedures • Prepare financing proposals/term sheets and commitment letters as applicable • Review loan documentation and work closely with loan administration to ensure complete and accurate documents for closings as well as preparing, maintaining, and updating loan files • Serve as an active member of Loan Committee • Prepare monthly reports as requested by management • Excel in building strong relationships within the community • Actively participate in community activities and civic organizations to promote the Bank • Perform other duties as assigned by management • Ensure compliance with banking regulations and bank policies and procedures

Bachelor’s degree in business, finance, or professional experience in related field • Prior lending experience with credit analysis background preferred • In depth knowledge of underwriting and loan documentation • Excellent customer service skills • Excellent interpersonal skills • Knowledge and understanding of lending regulations • High degree of integrity and drive for excellence • Proficiency with Microsoft Office products and lending software


How to Apply:
Email or send resume to • Northern State Bank of Virginia • Attn: Briana Sterle • 600 Chestnut Street Virginia MN 55792 • Northern State Bank of Virginia is an Equal Opportunity Employer of women, minorities, protected veterans, and individuals with disabilities. MEMBER FDIC, EQUAL HOUSING LENDER, NMLS 440572.