Northern State Bank of Virginia
Location: Virginia MN
Job Title: Commercial Loan Officer
Overview: The Commercial Loan Officer is responsible for managing commercial and consumer lending relationships with new and existing customers of the bank.
Responsibilities: Responsible for evaluating creditworthiness through processing loan applications and underwriting
• Work with clients to build relationships and determine suitable banking product options
• Obtain and assess financial information and credit histories necessary for loan decisions
• Work closely with lending team in performing due diligence on the lending process, from application to closing
• Monitor and grow the bank’s loan portfolio
• Structure loans within the bank’s lending policy and procedures
• Prepare financing proposals/term sheets and commitment letters as applicable
• Review loan documentation and work closely with loan administration to ensure complete and accurate documents for closings as well as preparing, maintaining, and updating loan files
• Serve as an active member of Loan Committee
• Prepare monthly reports as requested by management
• Excel in building strong relationships within the community
• Actively participate in community activities and civic organizations to promote the Bank
• Perform other duties as assigned by management
• Ensure compliance with banking regulations and bank policies and procedures
Requirements: Bachelor’s degree in business, finance, or professional experience in related field
• Prior lending experience with credit analysis background preferred
• In depth knowledge of underwriting and loan documentation
• Excellent customer service skills
• Excellent interpersonal skills
• Knowledge and understanding of lending regulations
• High degree of integrity and drive for excellence
• Proficiency with Microsoft Office products and lending software
Deadline: 08/01/2022
How to Apply: Email or send resume to hr@nsbov.com • Northern State Bank of Virginia • Attn: Briana Sterle • 600 Chestnut Street Virginia MN 55792 • Northern State Bank of Virginia is an Equal Opportunity Employer of women, minorities, protected veterans, and individuals with disabilities.
MEMBER FDIC, EQUAL HOUSING LENDER, NMLS 440572. |